Practice Area Overview

Bay Area Insurance Dispute Lawyer

Santa Clara County Insurance Policy Coverage Attorney
California Claim Denial Law


At my reputable and established Los Gatos insurance law firm, I have been handling California insurance claim dispute law for 27 years. I have seen first-hand how a “disparity of knowledge” between insurance companies and policyholders can lead to the following problems for consumers:

  • Insurance claim denial
  • Bad faith claim refusal
  • Underinsurance / Inadequate insurance
  • Partial denial of payment
  • Unlawful or misleading language in insurance policies
  • The failure to disclose benefits
  • Unlawful or misleading language in insurance policies
  • The delay in payment of benefits
  • The abuse of pre-existing condition limitations
  • Agents’ “Errors and Omissions”
  • Coverage Gaps

Wise in the Ways of Insurance Law

As an experienced San Francisco Bay Area insurance dispute lawyer, I have a track record of assisting clients with commercial property insurance, residential property insurance, casualty and liability insurance, life insurance, health insurance, disability insurance, long-term care insurance, Medicare supplement disputes, and federal ERISA long-term disability cases. Because insurance is a large area of law, you need someone who knows its many facets. For over 27 years, I have been assisting Bay Area policyholders with their claims.

Your Experienced Advocate

Did you know that some insurance companies use damage estimating software programs that result in the underpayment of claims? Have you considered whether your policy adequately covers the cost of seismic and energy efficiency building code upgrades, an issue which has led to frequent disputes with insurers? Has the contractor your insurer recommended failed to repair your home properly? Were your insurance limits inadequate to repair your property following a loss? Has an insurer refused to defend your small business against a lawsuit, or refused to pay a life insurance claim, or claimed that despite a severe illness, you are not disabled from working? I have faced and solved such problems many times. Experience can make a  difference in the outcome of your insurance claim. Choose a law firm that puts clients first.

If you have experienced any of the problems described above, contact a trusted and reputable Santa Clara County insurance policy attorney for a free case consultation with an experienced professional at the Law Office of Gary S. Rose.


Competent. Dedicated. Experienced.

When it is time to bring fairness into the equation, contact


59 North Santa Cruz Avenue
Suite Q
Los Gatos, Ca 95030

San Francisco Bay Area Insurance Dispute Lawyer • CA Insurance Policy Coverage Law

The Law Office of Gary S. Rose, located in Los Gatos, California, serves clients in the greater San Francisco Bay Area, the South Bay Area, Silicon Valley, the Central Coast of California, including San Jose, Santa Clara, Mountain View, Sunnyvale, Gilroy, Morgan Hill, Campbell, Cupertino, Los Gatos, Saratoga, Palo Alto, Fremont, Oakland, San Francisco, Santa Cruz, Monterey, Cambria, and Salinas, and Santa Clara County, and in the Sierra Foothills of CA.